{
  "project": "gpu-pilot",
  "doc": "reports/LOSING-GROUND-2026.md",
  "title": "Losing Ground 2026 \u2014 H+T+U affordability report",
  "oneline": "Our recreation of CNT's Losing Ground with 2026 data: moderate-income households' Housing+Transportation+Utilities burden, national + metro.",
  "tldr": [],
  "updated": "2026-06-25 06:00",
  "sections": [
    {
      "level": 1,
      "title": "Losing Ground 2026: How Rising Transportation, Housing & Utility Costs Are Squeezing Moderate-Income Households"
    },
    {
      "level": 2,
      "title": "Executive Summary"
    },
    {
      "level": 2,
      "title": "What's New Since 2012"
    },
    {
      "level": 2,
      "title": "Methodology"
    },
    {
      "level": 3,
      "title": "The lineage: CNT's Housing + Transportation Index"
    },
    {
      "level": 3,
      "title": "Vintages \u2014 what is 2022, what is 2026 (read this before any number)"
    },
    {
      "level": 3,
      "title": "Our advance #1: the \"U\" dimension and the True Lifestyle Cost \u2014 now national"
    },
    {
      "level": 3,
      "title": "Our advance #2: measured, not modeled, transportation"
    },
    {
      "level": 3,
      "title": "Data sources"
    },
    {
      "level": 2,
      "title": "National Findings"
    },
    {
      "level": 3,
      "title": "Housing and transportation together exceed the affordability line for nearly every American household's metro"
    },
    {
      "level": 3,
      "title": "Share of households living in unaffordable metros"
    },
    {
      "level": 3,
      "title": "Income kept pace with neither"
    },
    {
      "level": 2,
      "title": "Metro-Level Findings"
    },
    {
      "level": 3,
      "title": "Table 1 \u2014 The 20 most-squeezed large metros by True Lifestyle Cost (H+T+U)"
    },
    {
      "level": 3,
      "title": "Table 2 \u2014 Measured transportation cost (our proprietary algorithm, 2026) vs CNT modeled"
    },
    {
      "level": 2,
      "title": "How 2026 Cost Drivers Hit These Households"
    },
    {
      "level": 3,
      "title": "Gasoline \u2014 regular, per gallon (2026-06-23)"
    },
    {
      "level": 3,
      "title": "CBD parking \u2014 median daily rate, 2026"
    },
    {
      "level": 3,
      "title": "Tolls & congestion pricing (EZ-Pass, 2026)"
    },
    {
      "level": 2,
      "title": "Charts (described for the production site)"
    },
    {
      "level": 2,
      "title": "Policy & Product Implications"
    },
    {
      "level": 3,
      "title": "Policy"
    },
    {
      "level": 3,
      "title": "Product"
    },
    {
      "level": 2,
      "title": "Data Appendix"
    },
    {
      "level": 3,
      "title": "National summary (moderate-income, ~80% AMI, household-weighted across 927 CBSAs)"
    },
    {
      "level": 3,
      "title": "Data gaps \u2014 status before publication"
    }
  ],
  "stats": {
    "lines": 336,
    "words": 5295
  },
  "html": "https://board.certihomes.com/project-docs/gpu-pilot/reports-LOSING-GROUND-2026.html",
  "out_name": "reports-LOSING-GROUND-2026.md",
  "comments_api": "https://board.certihomes.com/api/doc-comments?project=gpu-pilot&doc=reports/LOSING-GROUND-2026.md"
}